How To Get Equifax Credit Score

Dark web identity monitoring
Up to $15,000 insurance cover for identity theft^
Alerts for certain changes to your credit report (including if someone else applies for credit in your name)
Monitor and improve your credit health

Just here for your free credit report? Click here*

*Eligibility criteria applies.

^Terms, conditions, exclusions and limitations apply.

Identity crime is on the rise, with 1 in 4 Aussies reporting they've been a victim.^†

Cybercriminals gain access to your personal information and can use it to apply for loans and credit in your name - all without you knowing. It can take years to recover and the financial and emotional impact can be devastating.

Equifax Ultimate, our most comprehensive subscription plan, can alert you if your personal details have been found compromised, and also if someone else applies for credit in your name. Subscribe today for just $14.95 p/m and you can cancel at any time.

Know where you stand

See how lenders may view your credit worthiness

Stay up to date

Get notified of key changes to your Equifax Credit Report

Protect your identity

Be alerted to early signs of identity theft or fraud

Manage your credit profile

Enhance your knowledge of credit and identity and how it impacts you

It's easy to get started

get started portal

1. Sign up online

2. Upload your documents

3. Get verified

4. Access your dashboard

The Credit Report and Score that matters

As the leading provider of credit information and analysis in Australia your Equifax Credit Report and Score is the one that matters most. Get access to an interactive dashboard to manage your credit profile and understand how to improve it

Learn more

Identity monitoring that puts you in control

Understand how identity theft happens and the steps you can take to better protect your identity and what you should look out for. Set up alerts to monitor if your personal information is found to be at risk and be notified of changes to your Equifax Credit Report

Learn more

Equifax Credit Report

Free**Eligibility criteria apply

Equifax Credit Report

Score Rating

Top 4 Equifax Credit Score
Key Contributing Factors

*If you do not meet the criteria,
a once-off Equifax credit report
is currently available for free

Equifax ID Basic

$4.95per month

1x Equifax Credit Report
(one per year)

Credit Alerts

Identity Watch

Identity Guard Insurance^

Equifax Premium

$9.95per month

4 x Equifax Credit Reports
(one per quarter)

Credit Alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score Contributing Factors

Equifax Score Tracker

Equifax Ultimate

$14.95per month

12 x Equifax Credit Reports
(one per month)

Credit Alerts

Monthly Equifax Credit Score

Top 4 Equifax Credit Score Contributing Factors

Equifax Score Tracker

Identity Watch

Identity Guard Insurance^

Understand your Equifax Credit Report

It can be quite complex but here's a host of helpful hints in learning how to read your Equifax Credit Report

Correct your Equifax Credit Report

If you've found a mistake on our Equifax Credit Report, learn about what steps you can take to fix it

Learn about
Credit Scores

Why are credit scores important and how do banks and financial institutions use them?

Denied Credit

If you've been denied credit for a home loan, personal loan or credit card, here are some useful tips on what to do next